Question

Many children first learn the value of money by receiving an allowance. Parents often give their children an amount of money that they may spend as they wish. The purpose is to let the children learn from experience at an early age when financial mistakes are not very costly.

    A child may receive an allowance each week or each month. The amount is not so important.  But parents should make clear what the child is expected to pay for with the money.

At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents should not offer more money until the next allowance is to be given.

    Older children may be responsible enough to budget larger costs like those for clothing. The object is to show young people that a budget demands choices between spending and saving.

    Many people who have written on the subject say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the home, however, can be useful. It can even provide an understanding of how a business works.

    Allowances give children a chance to experience three things they can do with money. They can share it in the form of gifts or giving it to organizations. They can spend it by buying things they want. Or they can save it.

    Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer free savings accounts for young people with small amounts of money.

1.The functions of allowances given to children are the following EXCEPT ______.

A. they can save more money for their future business

B. they can give them to charities

C. they may spend them on what they like

D. they can learn to deal with money

2.The underlined word "sacrifice" in the last paragraph means "_____".

A. 牺牲                 B. 计划                C. 选择        D. 放弃

3.What's the main idea of the passage?

A. Children should save part of their allowance.

B. Don’t pay your child for work around the home.

C. Allowance helps teach children early about money.

D. Parents should allow children to spend money as they wish.

4.How many advantages of saving has the passage mentioned?

A. 2                     B. 3                        C. 4          D. 5

5.Which of the following is TRUE according to the passage?

A. Children are advised to buy anything they wish to with the allowance.

B. Parents should offer children more money if they spend all of their allowance soon after they get it.

C. It can be useful to pay children to do extra work around the home.

D. It is unnecessary for the children to save part of the allowance.

 

Answer 1

【答案】

 

1.A

2.A

3.C

4.A

5.C 

【解析】

试题分析：本文讲述的是孩子处理零花钱的方式和家长在钱的问题上如何教育孩子问题。

1.细节题：从第一段的句子：Parents often give their children an amount of money that they may spend as they wish. The purpose is to let the children learn from experience at an early age when financial mistakes are not very costly.可知CD是对的，从第六段的句子：They can share it in the form of gifts or giving it to organizations.可知B的对的，没有说是为未来的财政节约钱。，选 A

2.猜词题：从下面的句子：you have to cut costs and plan for the future.可知存款帮助孩子理解重大的目标是需要牺牲的。选A

3.主旨题：Many children first learn the value of money by receiving an allowance.从第一段的句子：可知这篇文章讲的是零花钱可以让孩子早早学会怎么管理钱。选C

4.细节题：从最后一段的句子：Saving helps children understand that costly goals require sacrifice: 和Requiring children to save part of their allowance can also open the door to future saving and investing. 说明存款有两个好处。选A

5.细节题：从第五段的句子：Paying children to do extra work around the home, however, can be useful. 可知为了家外面额外的工作付钱给孩子是有用的。选C 

考点：考查教育类短文

点评：本文讲述的是孩子处理零花钱的方式和家长在钱的问题上如何教育孩子问题。考查题型比较全面，有猜词题，主旨题和细节题，要求考生有较强的细节理解能力。做题时也可以结合自己的生活常识和经验，再通过逻辑推理和判断。主旨题关键是弄清每段的大意，再结合重点的句子判断。