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Steps to Retire a Millionaire Having a million-dollar portfolio is a retirement dream for many people. Making that dream come true requires some serious effort. While success is never a sure thing, the steps outlined below will go a long way toward helping you achieve your objective. 1. ____ Vacations, car, kids and all of life's other expenses take a big chunk out of your paycheck. To maximize your savings, you need to minimize your expenses. Buying a home you can afford and living a lifestyle that is below your means and not funded by credit cards are all necessities if you want to boost your savings. 2. ____ If you don't save, you'll never reach your goal. As obvious as this might seems, far too many people never even start to save. If your employer offers a 401(k) plan, enrolling in the plan is a great way to put your savings on autopilot. Simply sign up for the plan and contributions will be automatically taken out of your paycheck, increasing your savings and decreasing your immediate tax liability. If your employer offers to match your contributions up to a certain percentage, be sure to contribute enough to get the full match. It's like getting a guaranteed return on your investment. Finding the cash to stash may be a challenge, particularly when you're young, but don't let that stop you from pursuing future riches. 3. ____ Studies have shown that the majority of the returns generated by an investment are dictated by the asset-allocation decision. If you are looking to grow your wealth over time, fixed-income investments aren't likely to get the job done, and inflation can take a big chunk out of your savings. Investing in equities entails more risk, but is also statistically likely to lead to greater returns. For many of us, it's a risk we have to take if want to see our wealth grow. Asset-allocation strategies can help you learn how to make picking the right mix of securities the core of your investing strategy. 4. ____ Part of long-term planning involves accepting the idea that setbacks will occur. If you are not prepared, these setbacks can put a stop to your savings efforts. While you can't avoid all of the bumps in the road, you can prepare in advance to mitigate the damage they can do. 5. ____ Your income should rise as time passes. You'll get raises, you'll change jobs, and maybe you'll get married and become a two-income family. Every time more cash comes in to your pocket, you should increase the amount that you save. The key to reaching your goal as quickly as possible is to save as much as you can. |
科目:高中英语 来源:浙江省模拟题 题型:阅读理解
阅读理解。 | ||||||
下面文章有5处(第61~65题)需要添加小标题.请从以下选项(A、B、C、D、E和F)中选 出符合各段意思的小标题,并在答题纸上将相应选项的标号涂黑.选项中有一项是多余选项.
in general history classes. Most typical history courses concentrate on politics, economics and war. But art history focuses on much more than this because art reflects not only the political values of a people, but also religious beliefs, emotions, and psychology.
our own - can be provided by art. In short, art expresses the essential qualities of a time and a place, and a study of it clearly offers us a deeper understanding than can be found in most history books.
about politics are given, but opinions are not expressed. Art, on the other hand, is subjective: it reflects emotions and opinions. The great Spanish painter Francisco Goya was perhaps the first truly "political" artist. In his well-known painting The Third of May 1808, he criticized the Spanish government for its misuse of power over people. Over a hundred years later, symbolic images were used in Pablo Picasso's Guernica to express the horror of war. Meanwhile, on another continent, the powerful paintings of Diego Rivera, Jose Clemente Orozco, and David Alfaro Siqueiros - as well as the works of Alfredo Ramos Martins - depicted these Mexican artists' deep anger and sadness about social problems.
art was almost the only type of art that existed. Churches and other religious buildings were filled with paintings that depicted people and stories from the Bible. Although most people couldn't read, they c ould still understand biblical stories in the pictures on church walls.
human and animal images. This reflects the Islamic belief that statues are unholy. That's why no figures can be found in or around places of interest in these regions. |
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科目:高中英语 来源:浙江省模拟题 题型:阅读理解
阅读理解。 下面文章中有5处(第1~5题)需要添加小标题.请从以下选项(A、B、C、D、E和F)中选出符合各段意思的小标题,选项中有一项是多余选项。 | |
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Tips on Being a Good Twitterer Twitter or micro-blogging, is really more of a social commons than a full-blown social network like MySpace or Facebook. It pretty much does one thing: allows people to "tweet" what they're up to (or what they're thinking about) in 140 characters or less. Since we're sticking with the "less is more" aesthetic, I'm just going to give you 5 Twitter tips instead of the 10 I could have stretched this into. 1. ________ Say whatever you feel like saying, but remember that whatever you write could exist in the digital universe forever. Proceed with extreme caution. 2. ________ If you like something they say, reply by clicking the little grey arrow that appears when you hover over one of their tweets. You can also simply type in @username (replacing "username" with whatever their username happens to be on Twitter). This is the formal way to address someone on Twitter. 3. ________ Twitter has something called an API (Application Programming Interface), which allows programmers to create experiences around Twitter for the community. Because of this, there have been an amazing array of applications released that will allow you to manage your Twitter account easily. There's Twitterrific, TweetDeck, and Twhirl-just to name a few. 4. ________ If you're looking for new friends, a quick search for some of your favorite things on search.twitter. com will quickly reveal who you should be friending on Twitter. Maybe they'll follow you back? 5.________ Keep your eye out for these things. They're meetups for people on Twitter, and there's likely one happening regularly in your neck of the woods. I've taken to hosting one monthly in the Seattle area, as a matter of fact. Meet Twitter people-tweeps, tweeple-in meatspace! Do you have any Twitter tips to pass along? You could even share the link to this article on Twitter and it might become the most popular story today! |
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科目:高中英语 来源:浙江省模拟题 题型:阅读理解
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科目:高中英语 来源:浙江省模拟题 题型:阅读理解
阅读理解。 | |
下面文章中有5 处需要添加小标题。请从以下选项(A、B、C、D、E和F)中选出符合 各段意思的小标题。选项中有一项是多余选项。
Road to Success 1. Many of the leading businessmen of Pittsburgh had a serious responsibility thrust upon them at the initial stage of their career. They were introduced to the broom, and spent the first hours of their business lives sweeping out the office. I notice we have professional sweepers now in offices, and our young men unfortunately miss that useful branch of business education. But if by chance the professional sweeper is absent any morning, the boy who has the genius of the future partner in him will not hesitate to try his hand at the broom. It does not hurt the newest comer to sweep out the office if necessary. I was one of those sweepers myself. 2. Assuming that you have all obtained employment and are fairly started, my advice to you is to be ambitious. I would think nothing of the young man who does not already see himself the partner or the head of an important firm. Do not rest content for a moment in your thoughts as head clerk, or foreman, or general manager in any concern, no matter how extensive. Say to yourself, “My place is at the top.” Be king in your dreams. 3. Persistence is the consistent factor in most people who succeed, no matter what they are succeeding at. Yet, in the work place we often seem to forget to persist what we are doing. It’s easy to get discouraged when you continually try to achieve something and it doesn’t work out. But remember that if you try long enough, hard enough and make adjustments along the way, sooner or later you will get to your goal. 4. And here is another prime condition of success, the great secret: focus your energy, thought, and capital totally upon the business in which you are engaged. Having begun in one line, resolve to figh t it out on that line, to lead in it, adopt every improvement, have the best machinery, and know the most about it. 5. The companies which fail are those which have scattered their capital, which means that they have scattered their brains also. They have investments in this, or that, or the other, here there, and everywhere. “Don’t put all your eggs in one basket.” is all wrong. I tell you to “put all your eggs in one basket, and then watch that basket.” Look round you and take notice, men who do that not often fail. It is easy to watch and carry the one basket. It is trying to carry too many baskets that breaks most eggs in this country. He who carries three baskets must put one on his head, which is easy to fall and trip him up. To summarize what I have said: aim for the highest; never enter a bar room; never speculate; never indorse beyond your surplus cash fund; make the firm’s interest yours; put all your eggs in one basket, and watch that basket; for as Emerson says, “no one can cheat you out of ultimate success but yourselves.” |
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