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     Banks view online banking as a powerful “value-added” tool to attract and keep new customers while helping to eliminate costly paper handling or teller（出纳员）interactions in an increasingly competitive banking environment .
    Today , most large national banks , many local banks and credit unions offer some form of online banking , variously known as PC banking , home banking , electronic banking or Internet banking . Online banks are sometimes referred to as “brick-to-click” banks , both to tell them from “brick-to-mortar” banks that haven’t yet offered online banking , as well as from “virtual”（虚拟）banks that have no physical branches or tellers whatsoever .
    The challenge（挑战）for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it . Most of the large banks can now offer fully safe ,fully functional （功能的）online banking for free or for a small cost . As more banks succeed online and more customers use their sites , fully functional online banking will likely become as commonplace as automated teller machines (ATM).
    Online banking has a lot of advantages . Unlike your corner bank , online banking sites never close; they’re at hand 24 hours a day , seven days a week , and they’re a mouse click away . If you’re out of state or even out of the country when a money problem appears , you can log on instantly to your online bank and take care of business . Online bank sites generally carry out and confirm （确认）deals at or quicker than ATM processing speeds . Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively .
    小题1:The word “eliminate” in the first paragraph probably means “         ”.
    A．keepB．remove C．reduce D．improve
    小题2:What is the challenge for the banking industry according to the text ?
    A．To make online banking attractive .B．To open new services all over the world .
    C．To offer online banking for free .D．To take care of business 24 hours a day .
    小题3:From the text we can conclude that            .
    A．“brick-to-click” banks are in fact another kind of physical banks
    B．the function of a “brick-to-click” bank is as common as that of an ATM
    C．a “ brick-to-mortar” bank is no better than a virtual one
    D．customers can deal with their banking by a mouse click
    小题4:What would be the best title for this text ?
    A．Banking of Various Forms B．Improvement of Banking Industry
    C．Development of Online Banking D．Functions of the “Brick-to-Click” Bank

    小题1:B
    小题2:A
    小题3:D
    小题4:C
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    科目：高中英语 来源：不详 题型：阅读理解


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    .
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    科目：高中英语 来源：不详 题型：阅读理解

    .
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