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Want to be smarter with your money? Here’s how.

       1.   Many kids quickly spend every dollar they receive, while others save their money, rarely buying anything. But what you want is a balance between saving and spending. Consider the 25--50--25 rule. Out of every dollar you receive, allow yourself to spend 25cents to buy gifts for family or give to charities.

  2.   The T--shirt looks so cool in the store. But when you get it home, you wonder why you wasted your money. Sound familiar? This often happens with impulse purchases(冲定性购买). Advice: Rather than buying the T--shirt right away, spend a few days thinking about whether it’s really the best use for your money.

Challenge yourself. It’s hard to save money just for the sake of saving money.   3.__  Suppose you want a skateboard. Find out how much it costs and then decide how much you will save each week.   4.  That will make you even more determined to stick with it.

Prove your worth. Want your parents to give you more pocket money? Sure, it helps to do some housework and get good grades.   5.   If you show you are a good saver and a careful spender, your parents are more likely to trust you with more pocket money.

A. Wait a week.

B. Keep your balance.

C. Stop buying cloths.

D. What you need are goals.

E. But the real key is to prove you know how to handle money.

F. You might even tell your parents and friends about your plan.

G. Form a good habit of saving money whenever it is possible.

 

【答案】

 

1.B

2.A

3.D

4.F

5.E

【解析】

试题分析: 本文讲述的是一些合理处理钱的建议,包括收支平衡,关键时候要保持冷静,明确自己的目标等等。

1..B 根据本段第2行But what you want is a balance between saving and spending. Consider the 25--50--25 rule.可知本段的建议是要在挣钱和花钱之间取得平衡。故B正确。

2.A 根据本段最后一句Advice: Rather than buying the T--shirt right away, spend a few days thinking about whether it’s really the best use for your money.可知我们不要出现冲动性购买的现象。也就是要等一下,多思考一下在出手。故A项内容符合上下文。

3.D 根据下一句Suppose you want a skateboard. Find out how much it costs and then decide how much you will save each week.可知要知道自己的目标,同时也要明确自己的目标。才能有的放矢。故D项符合上下文。

4.F 根据后一句That will make you even more determined to stick with it.可知有时候我们要求得别人的建议,因为有时候别人的建议能够帮助我们坚定自己的决心或者改变自己的想法。

5.E 根据前句Want your parents to give you more pocket money? Sure, it helps to do some housework and get good grades如果你想要父母亲给你更多的零花钱?你就帮助他们做家务或者考到好成绩。最重要的是你要证明自己有懂的如何处理钱的问题。他们才会相信你。故E项符合上下文。

考点:考察教育类短文阅读

 

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