US college students are burdened, with credit card (信用卡)debt, according to a study published Tuesday, and the problem can be serious－ranging from more drop-outs, to future employment problems and even self-murder. The study, by Georgetown University sociologist (社会学家) Robert Manning, blamed credit card issuers for actively targeting students and colleges for allowing them to do so. "The unrestricted selling of credit cards in universities or colleges is so aggressive that it now forms a greater threat than alcohol or sexual diseases," Manning told a news conference in Washington. "If we do not quickly deal with this serious problem, the matter will continue to get worse, with social consequences far more tragic (悲剧的) than mere dollars and cents. "
Based on hundreds of face-to-face interviews and surveys with students, Manning concluded both the number with credit card debt and their indebtedness had been "underreported" in previous studies－which failed to reflect the "survival strategies" many used to deal with their debts. These included the use of federal student loans to pay off credit cards, effectively shifting the debt, appealing to parents for loans, reducing course work hours to increase time at paid jobs, or even dropping out altogether to work full time.
"Official drop-out rates include growing numbers of students who are unable to cope with the stress of their debts and / or part time jobs for servicing their credit cards, " the study said. "Students credit card debts are examined during the employment process and may be an important factor in evaluating future employees," it noted. O’Donnell and Manning agreed students should bear some responsibility for reckless use of credit, but said credit card companies also had to be held responsible for making it so easy for them to get into debt. Manning said one of the most troublesome aspects of the student credit card issue was "the seduction (诱惑) of college and university officials by the credit card industry".
Sociologist Robert Manning's study shows that .
A. the number of American college students using credit cards on campus is increasing
B. more and more American college students meet with credit card debt problems
C. more and more American colleges encourage students to use credit cards to make profits
D. credit card issuers will run into debt for encouraging college students to use credit cards
The author's feeling towards college students with credit card debts is __.
A. discouraged and negative B. pitiful and critical
C. indifferent and disapproving D. negative and doubtful
The author implies all of following should be responsible for this problem EXCEPT .
A. credit card issuers B. college authorities
C. parents of the students D. students themselves
The word "reckless" in Paragraph 3 can be replaced by .
A. inconsiderate B. frequent C. careful D. regular
【小题1】B
【小题2】B
【小题3】C
【小题4】A
【小题1】细节理解题．根据短文第一段第一句US college students are burdened with credit card debt，according to a study published Tuesday可知，许多美国大学生背上了信用卡透支的包袱，故选B.
【小题2】观点态度题。根据全文可知，作者对透支信用卡的学生是既同情(pitiful)他们的这种遭遇，又批评(critical)他们这种行为太过于轻率，故选B。
【小题3】细节理解题．根据文章第三段…Students should bear some responsibility for reckless use Of credit，but said credit card companies also had to be held responsible for making it so easy for them to get into debt．Manning said one of the most troublesome aspects of the student credit card issue was “the seduction (诱惑)of college and university officials by the credit card industry．可知，选项C符合文意。
【小题4】 推测词义题。根据上下文可推测出reckless的意思为“轻率的，鲁莽的”．考生应能根据已学的considerate一词并结合构词法推知正确答案。
步步高达标卷系列答案科目：高中英语 来源： 题型：阅读理解
Breathe, wave and smile. Along with more than 300 other seniors, I marched into the stadium on the afternoon of May 10. The audience burst into deafening cheers. The huge stadium shook with all the whistling and clapping.
It was as if a Hollywood superstar had walked on stage. And indeed, every single senior that day was a star of the moment. Each deserved it. The seniors had been preparing for four years for this once-in-a-lifetime moment—the commencement (graduation ceremony).
Seated, I waited anxiously for the opening address. As a foreign exchange student, I was not able to receive a diploma. However, I still had the wonderful feeling of being part of things. Like the other graduates, I was dressed in marron cap and gown.
Our principal, Mr. Glover, delivered a short, warm greeting. The US national anthem followed and then, hands on chests, a solemn Pledge of Allegiance(美国的爱国誓言).
Students who had excelled academically gave farewell speeches. The tears in some eyes convinced me that many had deep feelings about the occasion. It was as the class motto says, “Life brings us tears, smiles and memories. The tears dry; the smiles fade; but the memories last forever.”
Then came the core (the most important part) of the commencement. Hundreds of names were announced. Each graduate walked across the stage to receive his or her diploma from the principal. From the different cheers each graduate got, we had the funny sense that it was a kind of competition of who could cheer the loudest.
To be honest, the presentation of diplomas got boring. A girl sitting next to me even started yawning. But it wasn’t boring for those receiving the diploma: they would treasure the moment the principal placed the sacred brown document in their hands for the rest of their lives.
A new page in the book of that person’s life had turned. They were glimpsing their futures: futures of challenge, hardship, perhaps loneliness too, which would take all of their courage.
What’s the article mainly about?
A. An American high school’s graduation ceremony.
B. The opening ceremony of a sports meeting.
C. A presentation of college diplomas.
D. A US college’s farewell party.
Which of the following statements about the author is FALSE?
A. She was one of the graduates. B. She was a foreign exchange student.
C. She was excited to receive her diploma. D. She felt it great to be at the ceremony.
The right order of the following events is______.
a. Diplomas were presented to graduates. b. Students gave farewell speeches.
c. The US national anthem was played. d. The principal gave a short, warm speech.
e. Seniors went into the stadium.
A. b,c,a,d,e B. c,d,b,e,a C. d,b,e,a,c D. e,d,c,b,a
From the text, we can conclude that_______.
A. a diploma ensures a good job
B. a diploma guarantees a bright future
C. the commencement symbolizes the beginning of a new stage in life
D. everyone felt excited at the presentation of the diploma
According to the passage, which of the following statement is true?
A. Hollywood superstars went to attend the commencement.
B. Every single senior became a superstar on the commencement day.
C. All graduates would treasure the diploma for the rest of their lives.
D. When each graduate got his or her diploma, there were loud cheers.
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科目：高中英语 来源：2011届黑龙江省双鸭山一中高三上学期期中考试英语卷 题型：阅读理解
Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.
Recently, two major US student loan lenders — Citibank and JPMorgan Chase — announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit, they are reluctant to offer students low-interest loans that need a several-year wait for any return of interest.
In the US, many undergraduates top up their financial needs with a private loan, although the majority can get government-funded loans. In the 2005-2006 academic year, $17 billion in private student loans was used to finance higher education. The shortfall in private funding has yet to be covered and will hit many US students hard.
Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants (助学金). Their biggest concern is a sudden steep increase in student rent.
Most young professionals now rent houses, since 80 percent of UK mortgage schemes (住房抵押贷款计划) have disappeared — a direct result of the credit crisis. This has boosted the house rent market.
In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of ￡103. Yet, despite students’ suffering, the number of this year’s university applications is expected to grow. During economic slumps (经济萧条时期), people regard further education as a way to survive tough job markets.
【小题1】According to the passage, banks are unwilling to offer students loans because ________.
| A．the students are poor and sometimes they can’t pay off the debt |
| B．banks prefer lending the money to the young professionals |
| C．banks don’t have enough money left at the present time |
| D．they think college students are not studying hard |
| A．put up | B．make up | C．fill up | D．pick up |
| A．UK college students have to pay more if they want to rent houses. |
| B．More UK students want to further their study in college. |
| C．It is not so easy for US students to loan money now. |
| D．College students’ tuition fees have risen greatly. |
| A．there are no private student loan lenders in the UK |
| B．loans for US college students will be increased next year |
| C．private funding falls a little because of higher-interest loans in the US |
| D．private loans play a very important role in financing US students’ education |
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科目：高中英语 来源：2013届浙江省湖州市菱湖中学高三上学期期中考试英语试卷（带解析） 题型：阅读理解
Breathe, wave and smile. Along with more than 300 other seniors, I marched into the stadium on the afternoon of May 10. The audience burst into deafening cheers. The huge stadium shook with all the whistling and clapping.
It was as if a Hollywood superstar had walked on stage. And indeed, every single senior that day was a star of the moment. Each deserved it. The seniors had been preparing for four years for this once-in-a-lifetime moment—the commencement.
Seated, I waited anxiously for the opening address. As a foreign exchange student, I was not able to receive a diploma. However, I still had the wonderful feeling of being part of things. Like the other graduates, I was dressed in marron（紫褐色）cap and gown(方帽长袍).
Our principal, Mr. Glover, delivered a short, warm greeting. The US national anthem followed and then, hands on chests, a solemn Pledge of Allegiance(对美国的效忠宣誓).
Students who had excelled academically gave farewell speeches. The tears in some eyes convinced me that many had deep feelings about the occasion. It was as the class motto says, “Life brings us tears, smiles and memories. The tears dry; the smiles fade; but the memories last forever.”
Then came the core (核心) of the commencement. Hundreds of names were announced. Each graduate walked across the stage to receive his or her diploma from the principal. From the different cheers each graduate got, we had the funny sense that it was a kind of competition of who could cheer the loudest.
To be honest, the presentation of diplomas got boring. A girl sitting next to me even started yawning. But it wasn’t boring for those receiving the diploma: they would treasure the moment the principal placed the sacred brown document in their hands for the rest of their lives.
A new page in the book of that person’s life had turned. They were glimpsing（开始领悟） their futures: futures of challenge, hardship, perhaps loneliness too, which would take all of their courage.
【小题1】What’s the article mainly about?
| A．An American graduation ceremony. |
| B．The opening ceremony of a sports meeting. |
| C．A presentation of college diplomas. |
| D．A US college’s farewell party. |
| A．Hollywood superstars went to attend the ceremony. |
| B．Every single senior became a superstar at the ceremony. |
| C．When each graduate got his or her diploma, there were cheers. |
| D．All graduates would treasure the diploma for the rest of their lives. |
| A．b-c-a-d-e | B．b-d-c-e-a | C．e-d-b-a-c | D．e-d-c-b-a |
| A．foreign exchange students could get a diploma |
| B．a diploma guarantees a bright future |
| C．the ceremony symbolizes the beginning of a new stage in life |
| D．everyone felt excited at the presentation of the diploma |
| A．felt lost about the future |
| B．was actually one of the graduates |
| C．received her diploma on May 10 |
| D．felt it boring to be at the presentation ceremony |
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科目：高中英语 来源：2013-2014学年陕西省高三一模英语卷（解析版） 题型：阅读理解
Homework and stress are rarely reduced inside the classroom. Meanwhile, outside the classroom, the pressure is on to find scholarships for college.
According to Braintrack, a higher education database with worldwide reach, more than 3 billion US dollars (18 billion yuan) in private scholarships are awarded to college students annually. Average awards range from $2,000 to $3,000.
The scholarship application process is similar to the college application process: forms to be completed, test scores and transcripts to be sent, essays to be written and often interviews to be prepared for.
A few great places to start looking for scholarships are: www.fastweb.com, www.finaid.org and www.collegexpress.com.Check out the annual scholarship guidebooks Scholarships, Grants & Prizes by Peterson’s and the Ultimate Scholarship Book: Billions of Dollars in Scholarships, Grants and Prizes by Gen Tanabe and Kelly Tanabe.
Be selective. Thoroughly research the qualifications required by each of the scholarships. Don’t waste your time applying for those that are need-based if you can’t produce the appropriate documents.
Research past recipients (接受者). Check out the websites of the organizations sponsoring the scholarships. Many post the biographies of past recipients. You don’t need to have cured cancer, but if you don’t think your résumé (履历) measures up to the past winners’, you might be better served by moving onto the next scholarship on your list. Prepare for the interview.
You’ll want to dazzle them with your personality, but above all you’ll want to be prepared. Find someone you trust to conduct a similar interview with you – someone who will be honest with you and provide valuable suggestions.
Let your personality shine through in your essays. The essays are the best way for students to share who they are, where they’ve come from, what they’ve overcome and so on. Tell your story in an interesting and persuasive? way. And if you do have an interview, send a thank-you note afterward.
By Lee Bierer
1.What is the author’s main purpose in writing the article?
A. To explain where to find scholarships for US colleges.
B. To inform readers of the scholarship application process.
C. To introduce some typical scholarships offered by US colleges.
D. To give tips on applying for US college scholarships.
2.If you want to learn about past recipients of a scholarship, you can use __.
A. www.collegexpress.com
B. the annual scholarship guidebooks published by Peterson’s
C. the websites of the organizations sponsoring the scholarships
D.The Ultimate Scholarship Book: Billions of Dollars in Scholarships, Grants and Prizes
3.The underlined word “dazzle” in Paragraph 7 is closest in meaning to ___.
A. influence ???? B. impress? ??????? C. guide ?????? D. present
4.To increase your chance of winning a scholarship, you are advised to ____.
A. apply for as many scholarships as you can
B. tell an interesting story in your essay
C. do a similar interview to help you prepare for the real one
D. have a talk with past recipients and try to talk like they do
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科目：高中英语 来源：浙江省2009-2010学年高一5月月考试题（英语） 题型：阅读理解
Breathe, wave and smile.Along with more than 300 other seniors, I marched into the stadium on the afternoon of May 10. The audience burst into deafening cheers. The huge stadium shook with all the whistling and clapping.
It was as if a Hollywood superstar had walked on stage. And indeed, every single senior that day was a star of the moment. Each deserved it. The seniors had been preparing for four years for this once-in-a-lifetime moment—the commencement(graduation ceremony).
Seated, I waited anxiously for the opening address. As a foreign exchange student, I was not able to receive a diploma. However, I still had the wonderful feeling of being part of things. Like the other graduates, I was dressed in marron cap and gown.
Our principal, Mr Glover, delivered a short, warm greeting. The US national anthem followed and then, hands on chests, a solemn Pledge of Allegiance(美国的爱国誓言).
Students who had excelled academically gave farewell speeches. The tears in some eyes convinced me that many had deep feelings about the occasion. It was as the class motto says, “Life brings us tears, smiles and memories. The tears dry; the smiles fade; but the memories last forever.”
Then came the core(the most important part) of the commencement. Hundreds of names were announced. Each graduate walked across the stage to receive his or her diploma from the principal. From the different cheers each graduate got, we had the funny sense that it was a kind of competition of who could cheer the loudest.
To be honest, the presentation of diplomas got boring. A girl sitting next to me even started yawning. But it wasn’t boring for those receiving the diploma: they would treasure the moment the principal placed the sacred brown document in their hands for the rest of their lives.
A new page in the book of that person’s life had turned. They were glimpsing their futures: futures of challenge, hardship, perhaps loneliness too, which would take all of their courage.
1. What’s the article mainly about?
A.An American high school’s graduation ceremony.
B.The opening ceremony of a sports meeting.
C.A presentation of college diplomas.
D.A US college’s farewell party.
2. Which of the following statements about the author is FALSE?
A. She was one of the graduates.
B. She was a foreign exchange student.
C. She was excited to receive her diploma.
D. She felt it great to be at the ceremony
3. The right order of the following events is______.
a.Diplomas were presented to graduates. b.Students gave farewell speeches.
c.The US national anthem was played. d.The principal gave a short, warm speech.
e.Seniors went into the stadium.
A. b,c,a,d,e B. c,d,b,e,a C. d,b,e,a,c D. e,d,c,b,a
4.From the text, we can conclude that_______.
A.a diploma ensures a good job
B.a diploma guarantees a bright future
C.the commencement symbolizes the beginning of a new stage in life
D.everyone felt excited at the presentation of the diploma
5. According to the passage, which of the following statement is true?
A. Hollywood superstars went to attend the commencement.
B. Every single senior became a superstar on the commencement day.
C. All graduates would treasure the diploma for the rest of their lives.
D. When each graduate got his or her diploma, there were loud cheers.
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