The First Rule of Finance is to live within your means by spending no more than 80% of your take-home pay．If you take home $ 100 per week, spend no more than $80．
But ever look at what people spend their money on? I have relatives and friends deeply in debt, spending $ 12 for every $ 10 they earn instead of the $ 8 you know they should be spending．When I see them, they're proud of their new whatever．"What do you think of my new truck?" asked one from the driver's seat．"Do you like my new shoes?" asked another on high heels．"Check out my new big screen．" said a third while holding the remote in his living room．We've all heard people fishing for compliments on their new toys．
Every one of them was proud of what they'd financed．They seem to have bought it for the purpose of being proud, of showing off, of keeping up with the Joneses．"Look at my new …?"is everybody's favorite phrase, even when the object in question isn't theirs at all and won't be new when they've finally paid for it, if they ever do．
They're proud of being stupid．They think it's cool to drive the financed car, wear the financed shoes, and watch the financed TV, but to smart people, whose opinions are the only ones we should respect, these people look dumb as rocks．
The Joneses, nine times out of 10, are financially stupid．That's why they have all that stuff on borrowed money．Why try to copy them? Worse, why try to impress them? Copy and impress smart people, the ones who own their stuff．If you want to impress smart people, debt is the last way to go about it．Trying to impress a money-smart person by going into debt is like trying to impress Olympic swimming champion Michael Phelps by drowning in a pool．Michael Phelps is impressed by good swimming and a money-smart person by good money management．
1.According to the author, the "new toys" in Paragraph 2 are examples of______.
A. symbol of wealth B. unnecessary purchases
C. impressive stuff D. things available
2.The underlined words "smart people" in Paragraph 4 refer to people ______.
A. having high IQs B. earning enough money
C. creating new ideas D. managing money well
3.The author is trying to ______.
A. advise people to be money-smart
B. persuade people to keep off fashions
C. blame people for copying others
D. criticize people for over consumption
4.According to the author, buying new objects on borrowed money is ________.
A. unwise B. shameful
C. understandable D. impressive
黄冈冠军课课练系列答案科目：高中英语 来源：广西省桂林市2016-2017学年高一下学期期末质量检测英语试卷 题型：七选五
Most of us lead a busy life.1.We think, “If I reached my goal, then I would be happy”, or “If I could get a better job, then I would enjoy life.” But why not enjoy life right now?
Firstly, take time to notice and appreciate the beauty in your own surroundings.2.“There is a great big world of wonder and beauty around us!” And as Brodersen explains, “Look for the beauty of the sunrise and of a friend’s smile that brightens your day. Open your eyes to see the beauty you might not normally see. Doing so helps to cheer you up.”
Secondly, taking time to experience some simple pleasures also can bring joy to your heart and ease your stress. Take me for example.3.One universal simple pleasure is finding things that make you laugh. Make time to laugh every day.
Thirdly, don’t take your family and friends for granted. Rich, rewarding relationships add greatly to the enjoyment of life. When you think of someone, why not call, e-mail or write them?4.As Wayne Lawton explains, “Invest time in relationships. Remove the attitude, what’s in it for me? Happiness is found in putting other’s interests, desires and concerns ahead of our own whenever possible. Selfishness is a dead-end street.”5.
A. Be aware of beauty in nature.
B. So please treasure relationship.
C. You don’t need to travel far to find beauty.
D. Driven by the “urgent”, we forget to enjoy life.
E. In my spare time, I enjoy collecting stamps and reading novels.
F. A short e-mail or phone call can make a world of difference to someone.
G. I delight in simple things like my favorite tea drink, a bubble bath or family photos.
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科目：高中英语 来源：江苏省镇江市2016-2017学年高一下学期期末考试英语试卷 题型：单项填空
Instead of making many excuses you can't reach your goal,just hold to your dream and never give up.
A. that B. which
C. where D. why
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科目：高中英语 来源：辽宁省庄河市2017届高三第四次模拟考试英语试卷（有答案） 题型：七选五
You are sitting on the desk. A teacher is writing on the blackboard. Kids are yelling in the playground outside. A book falls off the desk next to you. Suddenly, the teacher hands you a pop quiz.
Don’t panic! 1. You’re in a “virtual（虚拟的）classroom”. Everything you see and hear is coming to you through a computer-operated display that you’re wearing on your head like a pair of very big glasses. Wearing this kind of virtual-reality equipment, you can find yourself sitting in a classroom, touring a famous museum, wandering across a strange landscape, flying into space, or playing with a cartoon character. 2. Virtual-reality equipment that delivers images and sounds directly to your eyes and ears makes these fake worlds seem lifelike.
Unlike the classroom, the technology is real. It’s a type of technology that uses computer programs to imitate real world situation. 3. Movie directors and video game producers have been using computers for years to create ever more realistic special effects. Some companies are now building three-dimensional（三维）fantasy worlds in which players, linked by computer networks, appear to meet and go on explorations together.
4. They see virtual reality technology as a useful tool for learning more about why people act as they do. It could help psychologists deter identify and come up with solutions for behaviors problems, for example.
“We’ve spent the last 100 years looking for certain laws in how people interact with the real world,” says psychologist Albert. “ 5. This is psychologist’s dream.”
A. You aren’t actually in school.
B. This technology has been used in many fields.
C. Some psychologists are also getting into the act.
D. Grown-ups, too, stand a chance of benefiting from this technology.
E. As part of one classic test, you watch letters flashed on a computer screen.
F. You don’t have to leave your room to experience all that mentioned above.
G. Now, we’ve got a powerful tool that lets us create worlds and see how people perform.
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科目：高中英语 来源：湖南省浏阳市2016-2017学年高二下学期第一次阶段性测试英语试卷 题型：短文改错
假定英语课上老师要求同桌之间交换修改作文, 请你修改你同桌写的以下作文。文中共有10处语言错误,每句中最多有两处。每处错误仅涉及一个单词的增加、删除或修改。
增加: 在缺词处加一个漏字符号(∧),并在其下面写出该加的词。
删除: 把多余的词用斜线( \ )划掉。
修改: 在错词下划一横线, 并在该词下面写出修改后的词。
注意: 1. 每处错误及其修改均仅限一词;
2. 只允许修改10处, 多者(从第11处起)不计分。
I’ve learned from the newspaper that your company is looking for receptionist (接待员). I’m very interesting in the job and I’d like to apply to the job.
First of all, allow me to introduce myself. I had just graduated from senior high school and taken the College Entrance Examination. I want to find out a part-time job in summer. I’m 18 year old and have a good knowledge of English, especial in terms of speaking and listening. In fact, I once won the first prize in the English speech competition hold in our school. Besides, I’m quite easy-going but therefore very popular among my classmates.
I sincerely hope you can give us a chance. I’m looking forward to your early reply.
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科目：高中英语 来源：四川省2016-2017学年高一下学期6月月考英语试卷 题型：短文填空
Today I went to a conference,1. two students had a debate about the strengths and weaknesses of the Internet.
The first speaker talked about the positive 2. (effect) of the Internet on our lives. The first is its value for people who 3. (look) for information. For example, with the touch of a button 4. the click of a mouse, a student will find abundant information at his or her command. The second is our ability 5. (relate) to others through the Internet and it is especially important for disabled people 6. can’t leave their homes.
The 7. (two) speaker talked about the negative effects of the Internet on our lives. For example, some experts think that the outcome of spending too much time on the Internet ii difficulty in 8. (form) social bonds. They were also quite explicit about how heavy Internet users spend 9. (much) time with their Internet friends than their real-life friends from school and work.
Both sides presented lots of statistics to support their arguments. My own judgment is that though the Internet is.10. (benefit), we should use our intelligence and not be a slave to it!
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科目：高中英语 来源：湖北省武汉市武昌区2017届高三5月调研考试英语试卷 题型：书面表达
假如你是李华，高考后想出国留学，但担心不适应国外生活，请给外籍教师Peter写一封信，告诉他你的担忧，请他介绍美国大学生的学习和生活并给出相关建议。
注意：1.词数100左右；
2.可适当增加细节，以使行文连贯。
Dear Peter,
____________________________________________________________________________________
Yours,
Li Hua
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科目：高中英语 来源：内蒙古2016-2017学年高一下学期期中考试英语试卷 题型：书面表达
假如你是李华，你所在的英语社团近期将举办一场题为“Money isn’t everything in life”的演讲比赛，请你就此写一篇发言稿。
注意：1. 词数120左右；2. 发言稿开头和结尾已给出，但不计入总词数。
Hello, Everyone!
____________________________________________________________________________________________
____________________________________________________________________________________________
____________________________________________________________________________________________
____________________________________________________________________________________________
____________________________________________________________________________________________
____________________________________________________________________________________________
_________________________________________________________________________
Thank you!
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科目：高中英语 来源：湖北省黄冈市2016-2017学年高二下学期期末考试英语试卷 题型：阅读理解
Growing up in Wyoming,everyday life was an adventure—I spent my time camping,and exploring mountains. When I was little,my mom became the state's first female U.S. Marshall.I'll never forget how the local newspaper praised her for her success in a field that's traditionally run by men.Under her influence,I made up my mind to achieve something great.Now,I've become famous for sailing,a sport often considered "a man's world".
Sailing is considered a hard-to-break-into sport.And,generally,there are only two ways to get into it—either through a strict sailing education that leads to experience or by growing up on the water and racing in the Olympics. Most of my teammates became professional sailors in one of these two ways but I skipped both.
In the summer of 2008,I went to St.Croix through a college internship（实习）program focusing on educating locals about HIV and AIDs.There,I discovered my love for sailing.Then,SCA,a global hygiene（卫生保健）company, made the decision to support an all-female team,and when they began accepting applications,I knew it was the chance of a lifetime.I made it my task to become a part of the team.Even when it seemed like there were no positions left,I never gave up.
After a stressful,two-year application process,I finally got the call.I moved to Lanzarote in the Canary Islands and began training with the team immediately.The process was physically,mentally and emotionally exhausting,but I finally achieved my goal.I sailed in the "Everest of sailing" with only six years' experience.Later,there was an all-female team competing,and I was lucky enough to be a part of it.
As women,we need to approach our dreams as if we deserve to achieve them as much as men,because we do. There are plenty of professions,including sailing,in which women are absent or have a minor presence—but that's not because they shouldn't be there.We need to push the boundaries and focus on obtaining our goals and passions,no matter how unobtainable and challenging they may seem.
1.Why does the author mention her mother in Paragraph 1?
A. To compare with her mother.
B. To describe women's struggles.
C. To analyze her mother's success.
D. To show her mother's influence on her.
2.what does the underlined word "both" in Paragraph 2 probably refer to?
A. Two traditional ways to become professional sailors.
B. Two important persons in the author's life.
C. Two basic stages of being a sailor.
D. Two famous professional sailors.
3.What is the correct order of the following events?
a.I began training with the sailing team.
b.I attended a college internship program.
c.I took part in competing in an all-female team.
d.I discovered my love for sailing as a woman.
A. b-d-a-c B. d-a-c-b
C. a-c-d-b D. a-d-c-b
4.Which can best describe the author?
A. Humorous. B. Generous.
C. Pessimistic. D. Determined.
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