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  Do you know insurance? Buying insurance is a 1 by which people can protect themselves 2 large losses. Protection against fire is one kind of insurance. Large numbers of people pay 3 sums of money to an insurance company. Although thousands of people have paid for fire insurance, only 4 will lose their homes by fire. The insurance company will pay for these homes out of the sums of money it has 5 .

  The first modern fire insurance company was 6 in London, England, in 1666. A great fire had just 7 most of the city, and people wanted protection against 8 losses. The first company 9 rapidly. Soon other companies were founded in other areas.

  Bemjamin Franklin helped form the first fire insurance company in America in 1752. He also 10 a new kind of insurance for 11 . The new insurance would offer protection against the loss of crops 12 storms.

  In 1795, Benjamin Franklin helped start 13 new insurance company in America. This company, 14 offered life insurance, collected some money 15 from many different men. 16 a man died, his family was given a large sum of money. Today, this company is 17 in business.

  Over the years, people have 18 from many new kinds of insurance when they have suffered from 19 accidents as car and plane crashes. 20 , almost everyone has some kind of insurance.

1.

[  ]

A.way
B.company
C.thought
D.means

2.

[  ]

A.in
B.to
C.from
D.on

3.

[  ]

A.small
B.large
C.little
D.few

4.

[  ]

A.few
B.quite a few
C.a few
D.many

5.

[  ]

A.robbed
B.taken
C.collected
D.borrowed

6.

[  ]

A.organized
B.found
C.built
D.formed

7.

[  ]

A.injured
B.hurt
C.destroyed
D.harmed

8.

[  ]

A.longer
B.farther
C.further
D.deeper

9.

[  ]

A.grew
B.went
C.existed
D.raised

10.

[  ]

A.insisted
B.suggested
C.advised
D.wanted

11.

[  ]

A.workers
B.salesmen
C.farmers
D.people

12.

[  ]

A.by
B.from
C.for
D.with

13.

[  ]

A.other
B.some
C.certain
D.another

14.

[  ]

A.which
B.that
C.who
D.where

15.

[  ]

A.regularly
B.often
C.usually
D.always

16.

[  ]

A.Although
B.Until
C.If
D.Unless

17.

[  ]

A.still
B.also
C.already
D.always

18.

[  ]

A.heard
B.paid
C.benefied
D.offered

19.

[  ]

A.such
B.many
C.the
D.more

20.

[  ]

A.Gradually
B.Today
C.Tomorrow
D.Lately
答案:D;C;A;C;C;D;C;C;A;B;C;B;D;A;A;C;A;C;A;B
解析:

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[  ]

A.topics     B.problems

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[  ]

A.employing    B.praising

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[  ]

A.soon      B.long

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[  ]

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[  ]

A.talking     B.crying

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[  ]

A.easy      B.hard

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[  ]

A.value      B.remain

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[  ]

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[  ]

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19.

[  ]

A.remember    B.refuse

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20.

[  ]

A.mother    B.clerk

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Mama’s English

  Mama's voice floated through the apartment as she sang a Mexican folk song that I had heard all my life.“Hola,”she greeted me when she came out of the bedroom.“Please speak to me in   1  ,”I interrupted.She paid no attention and   2   speaking in Spanish.The words   3   me of my grandparents and birthday parties in Mexico, but I knew my mother's life would be   4   if she learned to speak English.We had lived in the United States for three years, and she still had difficulty   5   to store owners and my teachers.I was determined that she should try.“Why won't you speak English?”I   6  .“Don't you want to be   7   to talk to people here?”“Isabel,”she whispered.Mama always whispered when she was upset with me.“What?”I was not   8   with her, either.She   9   for the English words.“Come with me to the, uh-how do you say it? Meeting.”“What kind of meeting? Where is it?”I   10   her, but now she refused to answer.In   11   we drove across town to the college, where she pulled into a brightly lit parking lot.I was   12  .I had expected a meeting at someone's   13  -a garden club or a parents' group.Then I   14   a sign on a door.My mother was   15   night classes to learn English!

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(1)

[  ]

A.

Spanish

B.

Indian

C.

English

D.

Russian

(2)

[  ]

A.

remembered

B.

considered

C.

avoided

D.

continued

(3)

[  ]

A.

reminded

B.

informed

C.

warned

D.

accused

(4)

[  ]

A.

brighter

B.

fresher

C.

busier

D.

easier

(5)

[  ]

A.

explaining

B.

gesturing

C.

agreeing

D.

speaking

(6)

[  ]

A.

repeated

B.

insisted

C.

stated

D.

requested

(7)

[  ]

A.

kind

B.

able

C.

equal

D.

worried

(8)

[  ]

A.

friendly

B.

happy

C.

bothered

D.

annoyed

(9)

[  ]

A.

searched

B.

accounted

C.

called

D.

cared

(10)

[  ]

A.

begged

B.

examined

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blamed

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questioned

(11)

[  ]

A.

turn

B.

action

C.

silence

D.

order

(12)

[  ]

A.

shocked

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puzzled

C.

frightened

D.

embarrassed

(13)

[  ]

A.

college

B.

house

C.

office

D.

company

(14)

[  ]

A.

spotted

B.

witnessed

C.

watched

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scanned

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[  ]

A.

grasping

B.

enjoying

C.

taking

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preparing

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[  ]

A.

If

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Once

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Because

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Unless

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[  ]

A.

train

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play

C.

perform

D.

practice

(18)

[  ]

A.

to

B.

with

C.

for

D.

at

(19)

[  ]

A.

suddenly

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fortunately

C.

easily

D.

partly

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[  ]

A.

situations

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memories

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There was a boy in India who was sent by his parents to a boarding school. Before being sent away this boy was the   26  student in his class. He was at the top in every   27  . He was a champion. k`

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26.  A. richest           B. prettiest          C. laziest        D. brightest

27.  A. game            B. school        C. competition       D. group

28.  A. changed B. died C. arrived D. regretted

29.  A. hair             B. tears            C. love             D. grades

30.  A. worried          B. careless          C. lonely        D. busy

31.  A. teaching          B. killing        C. helping           D. enjoying

32.  A. cold             B. worthless         C. well             D. sick

33.  A. parents           B. classmates     C. teachers          D. companions

34. A. even       B. now         C. yet     D. then

35.  A. And             B. But              C. Or              D. So

36.  A. toward           B. along            C. opposite          D. on

37.  A. serious           B. casual        C. personal          D. difficult

38. A. work             B. study            C. sports        D. education

39.  A. when            B. where        C. how             D. why

40.  A. turned away       B. answered back  C. whispered anxiously     D. cried out

41.  A. it        B. you     C. myself     D. us

42.  A. LIFE            B. ANXIETY     C. CARE        D. NEED

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44.  A. side             B. earth            C. trip             D. day

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