—Right, just the one________you know I used to work for years.

A．that B．which C．where D．what

– ______. I’m becoming so forgetful these days.

A. So did I B. So I did

C. So was I D. So I was

－I think we can do it right now. Not tomorrow.

－________！Let's get down to it now.

A．I'm sorry

B．Come off it

C．You're dead right

D．Absolutely not

A．which B．when C．that D．where

If you believed everything you read about your credit score, you'd think it was the most important component of your financial health. Without a good credit score and history, the experts say, it's more difficult qualify for a mortgage(按揭)or a car loan-and more expensive if you're approved for a loan, too, because you won't get the best interest rates. In many states, bad credit can even raise your insurance payments, cost you a rental apartment, or make it harder to get hired. 【1】

First off, there are several credit scores out there. While it's important to cultivate your credit scores by using credit responsibly, your FICO credit score may not be the same as what VantageScore reports, and lenders may use a different one entirely, so focusing on one score can be a fruitless exercise. More important as financial reporter Dave Ramsey notes on his blog, your credit score is not a measure of your overall financial health. He writes:"【2】"

FICO, the most popular credit-scoring agency, users several weighted factors to determine your credit score, including payment history (35 percent), amounts owed (30 percent), length of credit history (15 percent), new credit (10 percent), and credit mix (10 percent). 【3】My husband and I enjoyed steady credit scores above 820 for a while. But when we paid off one of our rental properties in 2017, we both saw our credit scores fall by 20 or more points. The sudden drop took place because we completed a 15-year loan and reduced the average length of our credit history tremendously. 【4】 That’s blackmail. I would rather be debt-free than have a perfect credit score.

Your credit score is certainly important when you’re starting out and likely to borrow money for a down payment (首付) on a home or some other big purchase. But once you’re fairly established financially, it’s much easier to see it for what it really is: a measure of how well you borrow money.

增加：在缺词处加一个漏字符号(∧)，并在其下面写出该加的词。

删除：把多余的词用斜线(＼)划掉。

修改：在错的词下画一横线，并在该词下面写出修改后的词。

注意：1.每处错误及其修改均仅限一词；

2.只允许修改10处，多者(从第11处起)不计分。

Miss Zhang is one of my most favorite teachers. She has a slim build and always ties his hair in a ponytail. She is 35, but she looks quite young at her age. Which impresses me most is Miss Zhang's way of teaching. She devotes herself to teach and prepares well for every class. Not only did she help us to understand ¨what", but she explores "why". She encourages us to think independent and have discussions among ourselves when we faced with problems. She is such a inspiring person with a strong sense of responsibilities, and we all respect and admire her.

A. where B. why C. how D. what

A. the; a B. a; a

C. a; 不填 D. the; 不填

A. wouldn’t be B. hasn’t been

C. hadn’t been D. won’t be

A．change

B．replace

C．exchange

D．transfer