An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remem??ber and learn from mistakes when their own dollars are lost or spent foolishly.

How large an allowance is appropriate? Experts say there is not right amount. Actual amounts differ from region to re??gion, and from family to family.

To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these ‘ ills’," says Josephine Swanson, a consumer specialist, " he or she will learn to budget for nec??essary expenditures."

Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.

It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Ste??phens was ten and growing up in Jacksonville, her mother gave her $5 a week, $1.75 of which was for bus fare and lunch." If you lose your money," Brooke’s mother told her, "you walk home."

One week the girl spent all her allowance in a candy store, then she called home for a ride. " Mom made me walk home," recalls Stephens, now a financial planner in Brook??lyn. " At first I was angry. But I finally realized that she was trying to teach me an important lesson. "

Experts advise that an allowance should not be tied di??rectly to a child’s daily chores. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative.

Which of the following is the possible title of the passage?

A. How to develop a child’s initiative.

B. How to work up an amount of pocket money.

C. How to teach a child to save money.

D. How to teach a child about money.

It can be inferred from the passage that if a child is given an allowance, he or she may ________.

A. spend all the money very soon        

       B. be spoiled and finally ruined

C. feel responsible and careful about money

D. lost the money and can not return home

In Paragraph 4, the words “his peers” refer to ________.

A. his parents        B. his teachers              C. his financial experts   D. his friends

The author implies in the passage that ________.

A. paying children for their housework is no good

B. a child’s initiative can be developed if he or she is paid for all the housework

C. children may feel lost and lonely if they have no pocket money

D. children may learn to put aside some money if they are given a great amount of pocket money

An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remem­ber and learn from mistakes when their own dollars are lost or spent foolishly.
How large an allowance is appropriate? Experts say there is not right amount. Actual amounts differ from region to re­gion, and from family to family.
To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these ‘ ills’," says Josephine Swanson, a consumer specialist, " he or she will learn to budget for nec­essary expenditures."
Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.
It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Ste­phens was ten and growing up in Jacksonville, her mother gave her $5 a week, $1.75 of which was for bus fare and lunch." If you lose your money," Brooke’s mother told her, "you walk home."
One week the girl spent all her allowance in a candy store, then she called home for a ride. " Mom made me walk home," recalls Stephens, now a financial planner in Brook­lyn. " At first I was angry. But I finally realized that she was trying to teach me an important lesson. "
Experts advise that an allowance should not be tied di­rectly to a child’s daily chores. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative.
63. Which of the following is the possible title of the passage?
A. How to develop a child’s initiative.
B. How to work up an amount of pocket money.
C. How to teach a child to save money.
D. How to teach a child about money.
64. It can be inferred from the passage that if a child is given an allowance, he or she may ________.
A. spend all the money very soon             
B. be spoiled and finally ruined
C. feel responsible and careful about money
D. lost the money and can not return home
65. In Paragraph 4, the words “his peers” refer to ________.
A. his parents      B. his teachers       C. his financial experts      D. his friends
66. The author implies in the passage that ________.
A. paying children for their housework is no good
B. a child’s initiative can be developed if he or she is paid for all the housework
C. children may feel lost and lonely if they have no pocket money
D. children may learn to put aside some money if they are given a great amount of pocket money

An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remem­ber and learn from mistakes when their own dollars are lost or spent foolishly.
How large an allowance is appropriate? Experts say there is not right amount. Actual amounts differ from region to re­gion, and from family to family.
To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these ‘ ills’," says Josephine Swanson, a consumer specialist, " he or she will learn to budget for nec­essary expenditures."
Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.
It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Ste­phens was ten and growing up in Jacksonville, her mother gave her $5 a week, $1.75 of which was for bus fare and lunch." If you lose your money," Brooke’s mother told her, "you walk home."
One week the girl spent all her allowance in a candy store, then she called home for a ride. " Mom made me walk home," recalls Stephens, now a financial planner in Brook­lyn. " At first I was angry. But I finally realized that she was trying to teach me an important lesson. "
Experts advise that an allowance should not be tied di­rectly to a child’s daily chores. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative.

1. 1.

   Which of the following is the possible title of the passage?

   1. A.
      How to develop a child’s initiative.
   2. B.
      How to work up an amount of pocket money.
   3. C.
      How to teach a child to save money.
   4. D.
      How to teach a child about money.
2. 2.

   It can be inferred from the passage that if a child is given an allowance, he or she may ________.

   1. A.
      spend all the money very soon
   2. B.
      be spoiled and finally ruined
   3. C.
      feel responsible and careful about money
   4. D.
      lost the money and can not return home
3. 3.

   In Paragraph 4, the words “his peers” refer to ________.

   1. A.
      his parents
   2. B.
      his teachers
   3. C.
      his financial experts
   4. D.
      his friends
4. 4.

   The author implies in the passage that ________.

   1. A.
      paying children for their housework is no good
   2. B.
      a child’s initiative can be developed if he or she is paid for all the housework
   3. C.
      children may feel lost and lonely if they have no pocket money
   4. D.
      children may learn to put aside some money if they are given a great amount of pocket money

An allowance is an important tool for teaching kids how to budget, save and make their own decisions. Children remem??ber and learn from mistakes when their own dollars are lost or spent foolishly.

How large an allowance is appropriate? Experts say there is not right amount. Actual amounts differ from region to re??gion, and from family to family.

To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these ‘ ills’," says Josephine Swanson, a consumer specialist, " he or she will learn to budget for nec??essary expenditures."

Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.

It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Ste??phens was ten and growing up in Jacksonville, her mother gave her $5 a week, $1.75 of which was for bus fare and lunch." If you lose your money," Brooke’s mother told her, "you walk home."

One week the girl spent all her allowance in a candy store, then she called home for a ride. " Mom made me walk home," recalls Stephens, now a financial planner in Brook??lyn. " At first I was angry. But I finally realized that she was trying to teach me an important lesson. "

Experts advise that an allowance should not be tied di??rectly to a child’s daily chores. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative.

63. Which of the following is the possible title of the passage?

A. How to develop a child’s initiative.

B. How to work up an amount of pocket money.

C. How to teach a child to save money.

D. How to teach a child about money.

64. It can be inferred from the passage that if a child is given an allowance, he or she may ________.

A. spend all the money very soon             

B. be spoiled and finally ruined

C. feel responsible and careful about money

D. lost the money and can not return home

65. In Paragraph 4, the words “his peers” refer to ________.

A. his parents      B. his teachers       C. his financial experts      D. his friends

66. The author implies in the passage that ________.

A. paying children for their housework is no good

B. a child’s initiative can be developed if he or she is paid for all the housework

C. children may feel lost and lonely if they have no pocket money

D. children may learn to put aside some money if they are given a great amount of pocket money

An allowance is an important tool for teaching kids how to budget, save and make their decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.

       How large an allowance is appropriate? Experts say there is not a right amount. Actual amount differs from region to region, and from family to family.

       To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenses such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. “If you make the child responsible for these bills,” says Josephine Swanson, a consumer specialist, “he or she will learn to budget for necessary expenditures (支出).”

       Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.

       It can be tough but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $1.75 which was for bus fare and lunch. “If you lost your money,” Brooke’s mother told her, “you walk home.”

       One week the girl spent all her allowance in a candy store; then she called home for a ride. “Mom made me walk home,” recalls Stephens, now a financial planner in Brooklyn. “At first I was angry. But I finally realized that she was trying to teach me an important lesson.”

       Experts advise that an allowance should not be tied directly to daily chores. Kids should help around the houses not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative（积极性）.

1．What does the passage mainly discuss?

A．How to develop a child’s initiative.                                                  

B．How to work up an amount of pocket money.

C．How to teach a child to save money.                                               

D．How to teach a child about money.

2．It can be inferred from the passage that if a child is given an allowance, he or she may ______.

       A．spend all the money very soon                                                              

       B．be spoiled and finally ruined

       C．feel responsible and careful about money                                         

       D．lose the money and can’t return home

3．In Paragraph 4, which of the following do the words “his peers” refer to?

       A．His parents.                                         B．His friends.                   

       C．His teachers.                                       D．His financial experts

4．Why does the author mention Brooke Stephens?

       A．To explain that parents should be strict when children are developing good habits about money.

       B．To compare Stephens with other financial experts in the city.

       C．To question the opinion whether children should have pocket money.

       D．To suggest that pocket money is useless in developing a child’s sense of responsibility.

　　An allowance（零用钱）is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.

　　How large an allowance is appropriate? Experts say there is not right amount. Actual amounts differ from area to area, and from family to family.

　　To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures（花费）such as movies and snack. Next, include everyday expenses such as lunch money, bus fare, school supplies. “If you make the child responsible for these bills,” says Josephine Swanson, a consumer specialist, “he or she will learn to budget for necessary expenditures.”

　　Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.

　　It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $5 a week, $1.75 of which was for bus fare and lunch. “If you lose money,” Brooke’s mother told her, “you walk home.”

　　One week the girl spent all her allowance in a candy store, and then she called home for a ride. “Mom made me walk home,” recalls Stephens, now a financial planner in Brooklyn. “At first I was angry. But I finally realized that she was trying to teach me an important lesson.”

　　Experts advise an allowance should not be tied directly to a child’s daily chores（琐事）. Kids should help around the house not because they get paid for it but because they share responsibilities as members of family. You might, however, pay a child for doing extra jobs at home. That can develop his or her initiative（主动性）.

(1)What does the text mainly discuss?

[　　]

A．How to develop a child’s initiative.

B．How to work up a budget.

C．How to teach a child to save money.

D．How to teach a child to manage money matters.

(2)It can be inferred from the text that if a child is given an allowance, he or she may ________.

[　　]

A．spend all the money very soon

B．be spoiled and finally ruined

C．lose the money and can not return home

D．feel responsible and careful about money

(3)The underlined part “his peers” (in Paragraph 4) probably refers to ______.

[　　]

(4)Why does the author mention Brooke Stephens?

[　　]

A．To question the opinion about pocket money.

B．To compare Stephens with other experts.

C．To explain that parents should be strict when children are developing habits about money.

D．To suggest that pocket money is useless in developing a child’s sense of responsibility.

请认真阅读下面的一篇短文，并根据所读内容在文章后表格中的空格里填入最恰当的单词。（每个空格填一个单词）

An allowance（零花钱）is an important tool for teaching kids how to budget, save and make their own decision. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.  

How large an allowance is appropriate? Experts say there is not a right amount. Actually amounts differ from region to region, and from family to family.  

To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. “If you make the child responsible for these bills.” Says Josephine Swanson, a consumer specialist, “he or she will learn to budget for necessary expenditures.”

Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peer’s can feel left out.  

It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her

Mother gave her $1. 75 of which for bus fare and lunch. “If you lose your money,” Brooke’s mother told her, “you walk home.”

One week the girl spent all her allowance in a candy store, then she called home for a ride. “Mom made me walk home.” Recalled Stephens, now a financial planner in Brooklyn. “ At first I was angry. But I finally realized that she was trying to teach me an important lesson”

Experts advise that an allowance not be tied directly to child’s daily chores（日常家务）.  

Kids should help around and house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home that can develop his or her initiative.

An allowance(零花钱) is an important tool for teaching kids how to budget(预算), save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.

How large an allowance is suitable? Experts say there is no right amount. Actual amounts differ from place to place, and from family to family.

To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment costs such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. “If you make the child responsible for these ‘ills’,” says Josephine Swanson, a consumer specialist, “he or she will learn to budget for necessary expenditures.”

Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.

It can be hard, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $ 5 a week, $1.75 of which was for bus fare and lunch. “If you lose your money,” Brooke’s mother told her, “you walk home.”

One week the girl spent all her allowance in a candy store, then she called home for a ride. “Mom made me walk home,” recalls Stephens, now a financial planner in Brooklyn. “At first I was angry. But I finally realized that she was trying to teach me an important lesson.”

Experts advise that an allowance should not be tied directly to a child’s daily chores. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her initiative (主动性).

27.　 Which of the following is the possible title of the passage?

A. How to develop a child’s initiative.　　　　　

B. How to work up an amount of pocket money.

C. How to teach a child to make money. 　

D. How to teach a child about money management.

28.　 It can be inferred from the passage that if a child is given an allowance, he or she may　　　 .

A. spend all the money very soon.　　　　　　　

B. be spoiled and finally ruined

C. feel responsible and careful about money

D. lose the money and can not return home

29.　 In Paragraph 4, the words “his peers” refer to　　　 .

A. his parents　　　　 　　　　　　　　　　　　　 B. his teachers　 　　

C. his financial experts　　 　　　　　　　　　　　 D. his friends

30.　 What lesson can we learn from the story of Stephens, a financial planner in Brooklyn?

A.To be strict with children is helpful in furthering their career prospects.

B.Teaching somebody the careful management of money at an early age is very important.

C.Careful management certainly leads to career success.

D.Follow the parents’ advice and you can be successful.

第三部分  阅读理解（共20小题；每小题2分，满分40分）

阅读下列短文，从每题所给的四个选项（A、B、C和D）中，选出最佳选项。三百六十

An allowance(零用钱) is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.

How large is an allowance appropriate? Experts say there is not right amount. Actual amounts differ from area to area, and from family to family.

To set an appropriate allowance for your child, work out a weekly budget. Allow for entertainment expenditures (花费) such as movie and snack. Next include everyday expenses such as lunch money, bus fare and school supplies. “If you make the child responsible for these bills, ”says Josephine Swanson, a consumer specialist, “he or she will learn to budget for necessary expenditures.”

Finally add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends, a child whose purchasing power falls away below his peers can feel left out.

It can be tough but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $5 a week. $1.75 of which was for bus fare and lunch. “ If you lose money” Brooke’s mother told her, “you walk home.”

One week the girl spent all her allowance in a candy store, and then she called home for a ride, “Mom made me walk home,” recalls Stephens, now a financial planner in Brooklyn. “At first I was angry. But I finally realized that she was trying to teach me an important lesson.”

Experts advise an allowance should not be tied directly to a child’s daily chore (琐事). Kids should help around the house not because they get paid for it but because they share responsibilities as members of family. You might, however, pay a child for doing extra jobs at home. That can develop his or her initiative (主动性).

1. What does the text mainly discuss?

   A. How to develop a child’s initiative.

   B. How to work up a budget.

   C. How to teach a child to save money.

   D. How to teach a child to manage money matters.

2. It can be inferred from the text that if a child is given an allowance, he or she may_____.

   A. spend all the money very soon

   B. be spoiled and finally ruined

   C. lose the money and can not return home

   D. feel responsible and be careful about money

3. The underlined part “his peers”(in Para.4)probably refers to ______.

   A. his friends    B. his brothers    C. his parents     D. his teachers

4 Why does the author mention Brooke Stephens?

   A. To question the opinion about pocket money.

   B. To compare Stephens with other experts.

  C. To explain the parents should be strict when children are developing habits about money.

   D. To suggest that pocket money is useless in developing a child’s sense of responsibility.

第三部分  阅读理解（共20小题；每小题2分，满分40分）

阅读下列短文，从每题所给的四个选项（A、B、C和D）中，选出最佳选项。三百六十

An allowance(零用钱) is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.

How large is an allowance appropriate? Experts say there is not right amount. Actual amounts differ from area to area, and from family to family.

To set an appropriate allowance for your child, work out a weekly budget. Allow for entertainment expenditures (花费) such as movie and snack. Next include everyday expenses such as lunch money, bus fare and school supplies. “If you make the child responsible for these bills, ”says Josephine Swanson, a consumer specialist, “he or she will learn to budget for necessary expenditures.”

Finally add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends, a child whose purchasing power falls away below his peers can feel left out.

It can be tough but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $5 a week. $1.75 of which was for bus fare and lunch. “ If you lose money” Brooke’s mother told her, “you walk home.”

One week the girl spent all her allowance in a candy store, and then she called home for a ride, “Mom made me walk home,” recalls Stephens, now a financial planner in Brooklyn. “At first I was angry. But I finally realized that she was trying to teach me an important lesson.”

Experts advise an allowance should not be tied directly to a child’s daily chore (琐事). Kids should help around the house not because they get paid for it but because they share responsibilities as members of family. You might, however, pay a child for doing extra jobs at home. That can develop his or her initiative (主动性).

1. What does the text mainly discuss?

   A. How to develop a child’s initiative.

   B. How to work up a budget.

   C. How to teach a child to save money.

   D. How to teach a child to manage money matters.

2. It can be inferred from the text that if a child is given an allowance, he or she may_____.

   A. spend all the money very soon

   B. be spoiled and finally ruined

   C. lose the money and can not return home

   D. feel responsible and be careful about money

3. The underlined part “his peers”(in Para.4)probably refers to ______.

   A. his friends    B. his brothers    C. his parents     D. his teachers

4 Why does the author mention Brooke Stephens?

   A. To question the opinion about pocket money.

   B. To compare Stephens with other experts.

  C. To explain the parents should be strict when children are developing habits about money.

   D. To suggest that pocket money is useless in developing a child’s sense of responsibility.