解:(1)495÷

+495÷45,
=495×

+495×

,
=495×(

),
=495×1,
=495;
(2)3.3×

+0.75×5

+75%,
=3.3×0.75+0.75×5.7+0.75,
=0.75×(3.3+5.7+1),
=0.75×10,
=7.5;
(3)3.68-0.82-0.18,
=3.68-(0.82+0.18),
=3.68-1,
=2.68;
(4)56×

,
=(57-1)×

,
=57×

-

,
=56-

,
=55

;
(5)1.25×32×0.25,
=1.25×8×4×0.25,
=(1.25×8)×(4×0.25),
=10×1,
=10;
(6)12×[

+(

)],
=12×[

],
=12×[1-

],
=12×

,
=10.
分析:(1)495÷

+495÷45,先把除法改为乘法,然后用乘法分配律的逆运算简算;
(2)3.3×

+0.75×5

+75%,把

、5

和75%化为小数后,用乘法分配律的逆运算简算;
(3)3.68-0.82-0.18,用减法的性质简算;
(4)56×

,把56看作(57-1),进行简算;
(5)1.25×32×0.25,把32看成8×4,然后用乘法结合律简算;
(6)12×[

+(

)],先去小括号,

和

结合结果为1,中括号的结果的出后,与12约分.
点评:此题重点考查学生的运算技巧,要想达到简算的目的,必须熟练掌握运算定律.