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Dear editor .

At present , many high school students are addicted to buying lottery tickets and they seem to have good reasons . However , I¡¯d like to talk about my views on the phenomenon .

                                                                                         

                                                                                          

                                                                                   

                                                                                       

Therefore , I think it is necessary for them to keep away from lottery stations and concentrate on their studies for now .

Yours ,

Li Hua

Dear editor ,

At present , many high school students are addicted to buying lottery tickets and they seem to have good reasons . However , I¡¯d like to talk about my views on the phenomenon .

In my opinion , its disadvantages are far more than its disadvantages , despite one of their reasons that they can do something useful for society in this way . High school students can¡¯t support themselves financially but depend on their parents for the moment . Thus , in order to collect money with which to buy lottery tickets , they may try every possible means , even commit crimes .

In addition , if they put their minds on lottery tickets , their lessons will be affected more or less . And in the long run , lottery ticket purchasing will contribute to their wrong understanding that there must be a shortcut to every destination , which will surely do great harm to them the whole life .

Therefore , I think it is necessary for them to keep away from lottery stations and concentrate on their studies for now .

Yours ,

Li Hua

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You can deposit money in a building society and obtain yearly interest at a certain rate£®You can also borrow money from a building society£®What, then, is difference between a bank and a building society? In fact, a building society does not seem to be very different from a savings bank£®Many people regularly save money by depositing small amounts monthly in a building society, just as other people regularly save money by depositing small amounts monthly in a savings bank£®Some people deposit large amounts in a building society as an investment£®They receive higher interest than they would receive from a savings bank; their money can be invested either in building society shares or in loans to the society£®

These societies are controlled by law, but they are not government organizations£®They were originally started to enable people to buy houses£®One of their main purposes is to provide loans for buying or building houses£®Many people prefer buying a house to paying rent, but some of them cannot afford to buy a house£®To cover the cost they borrow the money from a building society£®The loan plus the interest is paid back in monthly amounts over an agreed number of years£®Probably the payments made in this way are no more than the rent of a rented house£®But at the end of the stated period, when the debt is paid, the borrower becomes the owner of the house£®To protect the building society from ¡°bad debts¡± he must sign a statement to say that the house belongs to the society until the debt is paid£®

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