Question

【题目】Directions: Complete the following passage by using the words in the box. Each word can only be used once. Note that there is one word more than you need.

Beyond Mobile Money: The Future of Asia’s FinTech

Mobilemoney has been the hottest part in financial technology for the last few years.But FinTech is more than just how people store money and transact（交易）--the space is much more horizontal, short cutting how we create, share, and protect value.

The latest product of FinTech companies to 【1】 in Asia Pacific illustrates the many ways the space can help consumers beyond just their mobile wallet. It is important for all businesspersons to be aware of these trends, as their success opens up all sorts of possibilities for companies to 【2】 with them. And, on a much deeper level, new FinTechs may 【3】 consumer expectations in even other tech industries.

The Smart-phone Emerges a Credit -Scoring Standard

With close to half a billion 【4】 consumers in Southeast Asia alone, there is an entire industry of FinTechs devoted to finding ways to accurately determine their credit - worthiness to give them 【5】 to finance. Unfortunately, since they don’t have bank accounts, such FinTechs cannot rely on 【6】 financial information or credit card payments.

Onecredit scoring source emerging as a new standard in the field is smart-phone-based credit scoring. It has 【7】 broad global support, including from the likes of the World-Bank. In one of its reports, the Asian Development Bank even stated that mobile data was a key to financial 【8】, as it could improve customer recording, and, in turn, get an access to credit.

AI Combines with the Wisdom of the Crowd

The most common slogan in today’s tech headlines is the “artificial intelligence.”Readers are fascinated with how AI has the 【9】 to transform every consumer and enterprise（企业）industry. While such focus is appropriate that AI will 【10】 change the world, it leaves out a crucialelement that will go hand - in - hand with its rise: the wisdom of the crowd.

Answer 1

【答案】

【1】B

【2】E

【3】G

【4】K

【5】A

【6】J

【7】H

【8】C

【9】F

【10】D

【解析】

本文是一篇说明文，介绍了亚洲金融科技的未来将超越移动货币，为消费者提供更多的帮助。

【1】考查动词。句意：将要出现在亚太地区的金融科技公司的最新产品表明，除了手机钱包外，该领域还可以为消费者提供多种帮助。分析句子结构可知本句用不定式作后置定语，此处需要填动词原形，空后没有宾语，所以用不及物动词，根据句意可知此处表示“出现”，故填B。

【2】考查动词。句意：对于所有的商人来说，了解这些趋势是很重要的，因为他们的成功为公司与他们合作提供了各种可能性。空前的to为不定式符号，此处需要填动词原形，partner with表示“与……合伙、合作”。故填E。

【3】考查动词。句意：甚至在其他科技行业，新的金融科技可能会塑造消费者的期望。情态动词may后用动词原形作谓语，根据句意可知此处表示“塑造”，故填G。

【4】考查形容词。句意：仅在东南亚就有近5亿没有银行账户的消费者，整个金融科技行业都在致力于寻找准确确定他们信用价值的方法，以便让他们获得融资。修饰名词consumers用形容词，根据下文中的“since they don’t have bank accounts,”可知此处表示“无银行账户的”，故填K。

【5】考查名词。句意同上，作动词give的宾语用名词，access to表示“进入、有权使用”，故填A。

【6】考查形容词。句意：不幸的是，由于他们没有银行账户，这些金融技术不能依靠传统的金融信息或信用卡支付。修饰名词financial information 用形容词，此处是新方式与传统方式的比较，因此此处表示“传统的”，故填J。

【7】考查动词。句意：它已经激发了广泛的全球支持，包括来自世界银行等机构的支持。此处缺少动词作谓语，空前的“has”表明为现在完成时，所以此处填过去分词，根据句意可知此处表示“激发”，故填H。

【8】考查名词。句意：亚洲开发银行在其一份报告中甚至表示，移动数据是财务附件的关键，因为它可以改进客户记录，进而获得信贷。作介词to的宾语用名词，financial attachment表示“财务附件”，故填C。

【9】考查名词。句意：读者对人工智能如何有潜力改变每一个消费者和企业行业感到着迷。此处缺少名词作动词has的宾语，potential to do表示“做……的潜力”，故填F。

【10】考查副词。句意：虽然这样的关注是恰当的，人工智能肯定会改变世界，但它忽略了一个关键因素，这将与它的崛起齐头并进：群众的智慧。修饰动词change用副词，根据句意可知此处表示“肯定、无疑”，故填D。