34、Everyone is talking about how much money they got in their red envelopes（红包）．But an even more important question than "How much did you get?" is "What are you going to do with it?" Well, one thing you could do is to put it in the bank--it's easier than you think．

In fact, some students in Hubei Province began using the Xiaogui Dangjia bank card this year．It's a bank card for kids, and it's given out by Minsheng Bank's Wuhan branch（支行）．

"Now all my pocket money has a place to go," said Song Wei, who is a Junior l at the  Wuluolu Middle School in Wuhan．"1 can't wait to use the card to pay my own school fees（费用）．"

Wang Hong, a manager at Minsheng Bank, said, "We have talked to lots of students and have found they don't think much about what money is, where it comes from or how to use it carefully．They just spend all their money on whatever they want and then ask their parents for more," Wang Said．

 School kids today are getting more money．At one school in Shanghai．205 students got about 500,000 yuan in their red envelopes in total this year．But parents worry that the kids don't know how to take care of the money by themselves．

 Zhang Shan's mother likes the card．Zhang, a Junior 2 in Wuhan, bas been asking for a computer for a long time, but his mother hasn't bought him one．"We want him to use this card to save money for the computer step by step," she said． "If we buy everything be asks for, he would think that money comes too easily, and he won't work hard for it．"

Experts say that understanding personal finances（经济状况） is important and should be taught early．"Those who start saving early will continue the habit when they grow up," said Wang Min, a financial expert in Wuhan, "It's better to teach kids how to fish rather than just feeding them fish．"

1．What does the passage mainly talk about?

2．How does Song Wei want to use the money from his red envelope?

3．Why do Zhang Shan's parents want him to save money for the computer step by step?'

4．What is the average（平均）amount of money the 205 students at the Shanghai school       received in their red envelopes this year?

5．According to the passage, what do parents think of the students' putting money in the      bank?

29、根据提示，写一篇短文（200个词左右）。

假如你英语学得很好，请你在英语班会上介绍一下学习英语的体会。

1．简况：学习英语已有3年多。起初觉得英语难学，发音不好，单词拼不准确，不会语法规则，后来，在老师和同学们的帮助下取得了很大进步。

2．体会：要在短时间内获得最佳的学习效果，非下苦功夫不可。课内外要多听、多说、多读和多写。

3．建议：对同学提出适当建议，以供他们学习参考。